in Havana, FL • 2026 Buying Guide
Best Month
December
$195K
Avoid
January
$538K
Potential Savings
$342K
63.6% difference
Market Type
Balanced
4.0 mo. supply
Even in a seller's market, condos require strategic timing. Focus on move-in ready presentation, as condo buyers often want turnkey living. Highlight low HOA fees, building amenities, and any recent assessments already paid.
Median Sale Price
$135K
N/A YoY
Days on Market
106
median days
Inventory
12
active listings
Sale-to-List Ratio
85.0%
room to negotiate
Jan
$538K
PeakFeb
$199K
Mar
$167K
Apr
$179K
May
$220K
Jun
$199K
Jul
$164K
Aug
$200K
Sep
$208K
Oct
$218K
Nov
$221K
Dec
$195K
BestBased on historical sales data in Havana
Condos often have a counter-cyclical market. While families focus on single-family homes during spring and summer, condo inventory can peak in fall and winter. This means less competition and more negotiating power for condo buyers during traditionally "slow" seasons.
Pro Tip: With Havana's median price at $135K, a 20% down payment would be approximately $27K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Havana's housing market, December is typically the best time to buy a condo. During this month, prices average around $195K, which is 63.6% lower than peak prices in January. Condos often have a counter-cyclical market. While families focus on single-family homes during spring and summer, condo inventory can peak in fall and winter. This means less competition and more negotiating power for condo buyers during traditionally "slow" seasons.
The current median home price in Havana is $135K. Condo prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Condos typically appreciate more slowly than single-family homes but offer lower entry costs and maintenance. Location within the building matters - higher floors and better views command premiums.
Havana has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right condo but be prepared to move when you find it.
Key considerations for buying a condo in Havana include: Review at least 3 years of HOA meeting minutes for hidden issues; Check the reserve fund percentage (ideally 70%+ funded); Verify what insurance the HOA covers vs. what you need. Also watch for red flags like HOA with less than 50% reserves and Multiple units for sale in same building (could indicate problems).
Homes in Havana currently spend an average of 106 days on market. This suggests a slower market where you have more time to negotiate.
Some condos may not be FHA or VA approved - check early Non-warrantable condos require conventional financing with higher down payments With Havana's median price of $135K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a condo in Havana? Our analysis shows that December typically offers the best prices, with homes averaging around $195K. Buying during this time could save you up to $342K compared to peak months like January.
With a median price of $135K and homes spending an average of 106 days on market, Havana is currently a balanced market. There's currently 4.0 months of inventory available.
Condos typically appreciate more slowly than single-family homes but offer lower entry costs and maintenance. Location within the building matters - higher floors and better views command premiums.
Working with a local real estate agent who knows Havana can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in condos.
