in Fillmore, CA • 2026 Buying Guide
Best Month
February
$517K
Avoid
July
$548K
Potential Savings
$31K
5.6% difference
Market Type
Balanced
3.7 mo. supply
Present investment properties with numbers: current rent roll, expense history, cap rate, and potential upside. Investors care about cash flow and appreciation potential, not emotional appeal.
Median Sale Price
$752K
N/A YoY
Days on Market
98
median days
Inventory
22
active listings
Sale-to-List Ratio
100.3%
selling above ask
Jan
$542K
Feb
$517K
BestMar
$518K
Apr
$509K
May
$530K
Jun
$545K
Jul
$548K
PeakAug
$543K
Sep
$533K
Oct
$543K
Nov
$543K
Dec
$522K
Based on historical sales data in Fillmore
Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
Pro Tip: With Fillmore's median price at $752K, a 20% down payment would be approximately $150K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Fillmore's housing market, February is typically the best time to buy a investment property. During this month, prices average around $517K, which is 5.6% lower than peak prices in July. Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
The current median home price in Fillmore is $752K. Investment Property prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Fillmore has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right investment property but be prepared to move when you find it.
Key considerations for buying a investment property in Fillmore include: Calculate cap rate, cash-on-cash return, and cash flow; Factor in realistic vacancy rates (typically 5-8%); Budget for property management (10% of rent) even if self-managing. Also watch for red flags like Seller won't provide actual expense records and Deferred maintenance that will need immediate attention.
Homes in Fillmore currently spend an average of 98 days on market. This suggests a slower market where you have more time to negotiate.
Investment properties require 15-25% down typically Interest rates are 0.5-1% higher than primary residence With Fillmore's median price of $752K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a investment property in Fillmore? Our analysis shows that February typically offers the best prices, with homes averaging around $517K. Buying during this time could save you up to $31K compared to peak months like July.
With a median price of $752K and homes spending an average of 98 days on market, Fillmore is currently a balanced market. There's currently 3.7 months of inventory available.
Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Working with a local real estate agent who knows Fillmore can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in investment properties.