in Cambridge, MN • 2026 Buying Guide
Best Month
February
$211K
Avoid
July
$237K
Potential Savings
$26K
11.0% difference
Market Type
Balanced
3.1 mo. supply
Present investment properties with numbers: current rent roll, expense history, cap rate, and potential upside. Investors care about cash flow and appreciation potential, not emotional appeal.
Median Sale Price
$315K
+5.0% YoY
Days on Market
40
median days
Inventory
52
active listings
Sale-to-List Ratio
98.1%
room to negotiate
Jan
$212K
Feb
$211K
BestMar
$218K
Apr
$213K
May
$229K
Jun
$232K
Jul
$237K
PeakAug
$234K
Sep
$228K
Oct
$230K
Nov
$233K
Dec
$232K
Based on historical sales data in Cambridge
Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
Pro Tip: With Cambridge's median price at $315K, a 20% down payment would be approximately $63K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Cambridge's housing market, February is typically the best time to buy a investment property. During this month, prices average around $211K, which is 11.0% lower than peak prices in July. Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
The current median home price in Cambridge is $315K. Investment Property prices vary based on location, size, and condition. Year-over-year, prices have changed +5.0%. Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Cambridge has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right investment property but be prepared to move when you find it.
Key considerations for buying a investment property in Cambridge include: Calculate cap rate, cash-on-cash return, and cash flow; Factor in realistic vacancy rates (typically 5-8%); Budget for property management (10% of rent) even if self-managing. Also watch for red flags like Seller won't provide actual expense records and Deferred maintenance that will need immediate attention.
Homes in Cambridge currently spend an average of 40 days on market. This is typical for a balanced market with reasonable time to make decisions.
Investment properties require 15-25% down typically Interest rates are 0.5-1% higher than primary residence With Cambridge's median price of $315K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a investment property in Cambridge? Our analysis shows that February typically offers the best prices, with homes averaging around $211K. Buying during this time could save you up to $26K compared to peak months like July.
With a median price of $315K and homes spending an average of 40 days on market, Cambridge is currently a balanced market. There's currently 3.1 months of inventory available.
Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Working with a local real estate agent who knows Cambridge can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in investment properties.