in Loma, CO • 2026 Buying Guide
Best Month
December
$343K
Avoid
September
$531K
Potential Savings
$188K
35.4% difference
Market Type
Balanced
4.5 mo. supply
Highlight your townhouse's advantages over condos (more space, private entrance) and its affordability compared to single-family homes. End units and those with garages command premium pricing.
Median Sale Price
$441K
N/A YoY
Days on Market
66
median days
Inventory
9
active listings
Sale-to-List Ratio
99.2%
room to negotiate
Jan
$444K
Feb
$467K
Mar
$446K
Apr
$523K
May
$480K
Jun
$419K
Jul
$461K
Aug
$508K
Sep
$531K
PeakOct
$501K
Nov
$371K
Dec
$343K
BestBased on historical sales data in Loma
Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
Pro Tip: With Loma's median price at $441K, a 20% down payment would be approximately $88K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Loma's housing market, December is typically the best time to buy a townhouse. During this month, prices average around $343K, which is 35.4% lower than peak prices in September. Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
The current median home price in Loma is $441K. Townhouse prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Loma has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right townhouse but be prepared to move when you find it.
Key considerations for buying a townhouse in Loma include: End unit vs. interior - affects noise, natural light, and resale value; Understand exactly what the HOA maintains (often exterior only); Check shared wall sound insulation quality. Also watch for red flags like Shared driveways or parking issues and Evidence of water intrusion on shared walls.
Homes in Loma currently spend an average of 66 days on market. This suggests a slower market where you have more time to negotiate.
Most townhouses qualify for conventional, FHA, and VA loans Some lenders classify townhouses as condos - verify with your lender With Loma's median price of $441K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a townhouse in Loma? Our analysis shows that December typically offers the best prices, with homes averaging around $343K. Buying during this time could save you up to $188K compared to peak months like September.
With a median price of $441K and homes spending an average of 66 days on market, Loma is currently a balanced market. There's currently 4.5 months of inventory available.
Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Working with a local real estate agent who knows Loma can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in townhouses.