in Oxford, MS • 2026 Buying Guide
Best Month
February
$231K
Avoid
November
$310K
Potential Savings
$79K
25.5% difference
Market Type
Balanced
3.1 mo. supply
Highlight your townhouse's advantages over condos (more space, private entrance) and its affordability compared to single-family homes. End units and those with garages command premium pricing.
Median Sale Price
$495K
-1.0% YoY
Days on Market
38
median days
Inventory
133
active listings
Sale-to-List Ratio
84.2%
room to negotiate
Jan
$265K
Feb
$231K
BestMar
$266K
Apr
$266K
May
$259K
Jun
$273K
Jul
$280K
Aug
$271K
Sep
$284K
Oct
$303K
Nov
$310K
PeakDec
$303K
Based on historical sales data in Oxford
Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
Pro Tip: With Oxford's median price at $495K, a 20% down payment would be approximately $99K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Oxford's housing market, February is typically the best time to buy a townhouse. During this month, prices average around $231K, which is 25.5% lower than peak prices in November. Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
The current median home price in Oxford is $495K. Townhouse prices vary based on location, size, and condition. Year-over-year, prices have changed -1.0%. Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Oxford has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right townhouse but be prepared to move when you find it.
Key considerations for buying a townhouse in Oxford include: End unit vs. interior - affects noise, natural light, and resale value; Understand exactly what the HOA maintains (often exterior only); Check shared wall sound insulation quality. Also watch for red flags like Shared driveways or parking issues and Evidence of water intrusion on shared walls.
Homes in Oxford currently spend an average of 38 days on market. This is typical for a balanced market with reasonable time to make decisions.
Most townhouses qualify for conventional, FHA, and VA loans Some lenders classify townhouses as condos - verify with your lender With Oxford's median price of $495K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a townhouse in Oxford? Our analysis shows that February typically offers the best prices, with homes averaging around $231K. Buying during this time could save you up to $79K compared to peak months like November.
With a median price of $495K and homes spending an average of 38 days on market, Oxford is currently a balanced market. There's currently 3.1 months of inventory available.
Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Working with a local real estate agent who knows Oxford can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in townhouses.