in St. Francis, WI • 2026 Buying Guide
Best Month
January
$177K
Avoid
June
$215K
Potential Savings
$37K
17.4% difference
Market Type
Balanced
4.1 mo. supply
Highlight your townhouse's advantages over condos (more space, private entrance) and its affordability compared to single-family homes. End units and those with garages command premium pricing.
Median Sale Price
$236K
-1.7% YoY
Days on Market
40
median days
Inventory
37
active listings
Sale-to-List Ratio
98.5%
room to negotiate
Jan
$177K
BestFeb
$196K
Mar
$211K
Apr
$200K
May
$207K
Jun
$215K
PeakJul
$210K
Aug
$199K
Sep
$197K
Oct
$202K
Nov
$191K
Dec
$198K
Based on historical sales data in St. Francis
Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
Pro Tip: With St. Francis's median price at $236K, a 20% down payment would be approximately $47K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of St. Francis's housing market, January is typically the best time to buy a townhouse. During this month, prices average around $177K, which is 17.4% lower than peak prices in June. Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
The current median home price in St. Francis is $236K. Townhouse prices vary based on location, size, and condition. Year-over-year, prices have changed -1.7%. Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
St. Francis has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right townhouse but be prepared to move when you find it.
Key considerations for buying a townhouse in St. Francis include: End unit vs. interior - affects noise, natural light, and resale value; Understand exactly what the HOA maintains (often exterior only); Check shared wall sound insulation quality. Also watch for red flags like Shared driveways or parking issues and Evidence of water intrusion on shared walls.
Homes in St. Francis currently spend an average of 40 days on market. This is typical for a balanced market with reasonable time to make decisions.
Most townhouses qualify for conventional, FHA, and VA loans Some lenders classify townhouses as condos - verify with your lender With St. Francis's median price of $236K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a townhouse in St. Francis? Our analysis shows that January typically offers the best prices, with homes averaging around $177K. Buying during this time could save you up to $37K compared to peak months like June.
With a median price of $236K and homes spending an average of 40 days on market, St. Francis is currently a balanced market. There's currently 4.1 months of inventory available.
Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Working with a local real estate agent who knows St. Francis can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in townhouses.