Cheapest Cities in Florida 2026 | Most Affordable Places to Buy

All Affordable Cities in Florida

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Weeki Wachee	$19K	59 days	—	N/A
2	Nobleton	$31K	430 days	1.0 mo	N/A
3	Miccosukee	$35K	646 days	1.0 mo	N/A
4	Aucilla	$45K	27 days	—	N/A
5	Limestone	$48K	323 days	—	N/A
6	Coleman	$50K	18 days	1.0 mo	N/A
7	Penney Farms	$50K	20 days	1.0 mo	N/A
8	West Canaveral Groves	$50K	21 days	—	N/A
9	Dade City North	$65K	75 days	4.0 mo	N/A
10	Otter Creek	$68K	49 days	—	N/A
11	Glen St. Mary	$75K	100 days	1.3 mo	N/A
12	Cedar Grove	$80K	167 days	4.0 mo	N/A
13	Palmona Park	$80K	86 days	8.0 mo	N/A
14	Raleigh	$80K	239 days	—	N/A
15	Tropical Park	$99K	61 days	1.7 mo	N/A
16	Istachatta	$102K	23 days	—	N/A
17	Reddick	$103K	54 days	0.5 mo	N/A
18	Chattahoochee	$110K	70 days	3.0 mo	N/A
19	Waukeenah	$110K	49 days	—	N/A
20	Bay Pines	$113K	230 days	6.5 mo	N/A
21	Five Points	$115K	377 days	1.0 mo	N/A
22	Gretna	$115K	149 days	—	N/A
23	Lauderdale Lakes	$116K	172 days	16.3 mo	N/A
24	Jay	$119K	43 days	3.0 mo	N/A
25	Highland Park	$120K	42 days	—	N/A
26	Suncoast Estates	$121K	55 days	7.0 mo	N/A
27	Canal Point	$130K	85 days	—	N/A
28	Havana	$135K	106 days	4.0 mo	N/A
29	Charlotte Harbor	$140K	87 days	11.4 mo	-6.7%
30	Kenneth City	$140K	83 days	3.8 mo	-32.9%
31	Lake Mack-Forest Hills	$141K	211 days	—	N/A
32	Charleston Park	$143K	29 days	—	N/A
33	Trilby	$144K	51 days	1.0 mo	N/A
34	Pierson	$148K	12 days	6.0 mo	N/A
35	Pine Manor	$150K	11 days	7.0 mo	N/A
36	Yankeetown	$153K	267 days	18.0 mo	N/A
37	Avon Park	$157K	67 days	5.8 mo	-25.1%
38	Inverness Highlands North	$159K	23 days	5.5 mo	N/A
39	Lake Panasoffkee	$159K	21 days	6.0 mo	N/A
40	Goulding	$160K	45 days	18.0 mo	N/A
41	Page Park	$160K	17 days	—	N/A
42	Palatka	$160K	109 days	6.7 mo	-28.1%
43	North Sarasota	$163K	24 days	6.0 mo	N/A
44	Quincy	$164K	70 days	16.5 mo	N/A
45	Archer	$164K	65 days	1.5 mo	N/A
46	Center Hill	$165K	125 days	0.5 mo	N/A
47	Solana	$165K	85 days	3.0 mo	N/A
48	Babson Park	$168K	51 days	0.5 mo	N/A
49	Belleair Bluffs	$168K	108 days	8.3 mo	N/A
50	Baldwin	$168K	83 days	4.5 mo	N/A
51	Allentown	$170K	98 days	6.0 mo	N/A
52	Lauderhill	$170K	111 days	13.3 mo	-28.6%
53	Manatee Road	$174K	55 days	6.0 mo	N/A
54	Lake Lindsey	$175K	84 days	1.0 mo	N/A
55	West Pensacola	$175K	78 days	4.9 mo	0.0%
56	Inverness	$177K	87 days	5.8 mo	-33.0%
57	Okahumpka	$180K	29 days	—	N/A
58	Century	$185K	90 days	2.0 mo	N/A
59	Beverly Hills	$190K	43 days	4.2 mo	-11.6%
60	Harlem	$190K	111 days	3.0 mo	N/A
61	South Bradenton	$191K	64 days	5.0 mo	-9.0%
62	Fort Green Springs	$192K	102 days	—	N/A
63	Beacon Square	$193K	84 days	4.3 mo	-12.1%
64	Bradley Junction	$195K	18 days	3.0 mo	N/A
65	Cocoa West	$196K	76 days	5.3 mo	N/A
66	Zephyrhills North	$198K	17 days	2.5 mo	N/A
67	Pioneer	$198K	32 days	4.0 mo	N/A
68	Moon Lake	$199K	23 days	4.0 mo	N/A
69	Paxton	$200K	193 days	0.7 mo	N/A
70	Brent	$200K	88 days	3.9 mo	-1.1%
71	Cobbtown	$200K	111 days	—	N/A
72	Kensington Park	$200K	70 days	18.0 mo	N/A
73	South Bay	$200K	97 days	2.0 mo	N/A
74	Tice	$200K	11 days	30.0 mo	N/A
75	Trenton	$200K	103 days	3.0 mo	N/A
76	Bayonet Point	$201K	45 days	3.7 mo	-11.8%
77	Hillcrest Heights	$201K	215 days	—	N/A
78	Waldo	$202K	7 days	4.0 mo	N/A
79	Williston	$204K	78 days	5.3 mo	N/A
80	Lamont	$207K	41 days	1.0 mo	N/A
81	De Funiak Springs	$208K	91 days	0.5 mo	N/A
82	Bronson	$208K	73 days	3.0 mo	N/A
83	Bayshore Gardens	$210K	69 days	6.7 mo	-41.2%
84	Chiefland	$210K	95 days	1.8 mo	N/A
85	Fort Pierce North	$210K	70 days	17.0 mo	N/A
86	Pomona Park	$210K	86 days	2.0 mo	N/A
87	Lake City	$212K	105 days	9.2 mo	-7.8%
88	Crooked Lake Park	$213K	246 days	6.0 mo	N/A
89	Florida Ridge	$215K	57 days	6.2 mo	-10.5%
90	Inverness Highlands South	$215K	29 days	5.1 mo	-14.0%
91	Cinco Bayou	$215K	31 days	8.0 mo	N/A
92	Inwood	$215K	57 days	3.1 mo	+30.3%
93	Ocala Estates	$215K	3 days	3.0 mo	N/A
94	Ona	$215K	55 days	—	N/A
95	Floral City	$218K	75 days	2.9 mo	-36.8%
96	Jasmine Estates	$220K	48 days	3.0 mo	-4.1%
97	St. Marks	$220K	78 days	2.0 mo	N/A
98	Pine Level	$225K	102 days	—	N/A
99	Bellair-Meadowbrook Terrace	$225K	95 days	2.7 mo	0.0%
100	Berrydale	$225K	185 days	—	N/A

Affordable Housing in Florida

Looking for affordable housing in Florida? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Weeki Wachee with a median price of $19K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in Florida?

The most affordable cities in Florida are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in Florida?

Affordable Florida cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some Florida cities so much cheaper?

Lower home prices in certain Florida cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in Florida's cheapest cities?

In Florida's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in Florida a good investment?

Affordable properties can be excellent investments, especially in Florida cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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