Cheapest Cities in Hawaii 2026 | Most Affordable Places to Buy

All Affordable Cities in Hawaii

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Black Sands	$79K	90 days	7.0 mo	N/A
2	Kamaili	$100K	79 days	1.0 mo	N/A
3	Kalapana	$128K	47 days	—	N/A
4	Ualapue	$133K	149 days	8.0 mo	N/A
5	Hawaiian Ocean View	$140K	70 days	9.0 mo	N/A
6	Kaunakakai	$149K	44 days	16.0 mo	N/A
7	Maunaloa	$190K	32 days	1.0 mo	N/A
8	Pahala	$205K	69 days	1.0 mo	N/A
9	Pahoa	$215K	1265 days	1.7 mo	N/A
10	Haena	$219K	89 days	9.0 mo	N/A
11	Hickam Housing	$222K	1464 days	1.0 mo	N/A
12	Fern Forest	$229K	261 days	5.0 mo	N/A
13	Paauilo	$250K	24 days	—	N/A
14	Nanawale Estates	$275K	88 days	17.0 mo	N/A
15	Waianae	$279K	140 days	7.0 mo	-34.5%
16	Naalehu	$280K	1326 days	5.0 mo	N/A
17	Makaha	$281K	116 days	9.8 mo	+0.3%
18	Punaluu	$281K	129 days	13.0 mo	N/A
19	Discovery Harbour	$292K	180 days	10.0 mo	N/A
20	Leilani Estates	$294K	172 days	5.5 mo	N/A
21	Fern Acres	$300K	36 days	2.0 mo	N/A
22	Royal Hawaiian Estates	$302K	28 days	8.5 mo	N/A
23	Seaview	$318K	78 days	5.0 mo	N/A
24	Eden Roc	$335K	520 days	1.5 mo	N/A
25	Hawaiian Beaches	$348K	105 days	8.8 mo	N/A
26	Tiki Gardens	$359K	31 days	6.5 mo	N/A
27	Mauna Loa Estates	$366K	380 days	5.0 mo	N/A
28	Waimalu	$379K	127 days	4.1 mo	-37.9%
29	Ainaloa	$390K	95 days	2.6 mo	-0.8%
30	Keaau	$412K	147 days	2.5 mo	N/A
31	Mountain View	$417K	79 days	2.0 mo	N/A
32	Aiea	$455K	123 days	4.3 mo	-27.9%
33	Kualapuu	$455K	50 days	2.0 mo	N/A
34	Waialua	$455K	152 days	18.0 mo	N/A
35	Waipio	$459K	129 days	3.5 mo	N/A
36	Honalo	$460K	349 days	—	N/A
37	Wainaku	$460K	83 days	2.0 mo	N/A
38	Kukuihaele	$475K	150 days	1.0 mo	N/A
39	Waikele	$496K	73 days	2.3 mo	N/A
40	Napili-Honokowai	$500K	236 days	11.9 mo	-24.2%
41	Volcano Golf Course	$515K	149 days	6.0 mo	N/A
42	Honaunau-Napoopoo	$525K	195 days	6.0 mo	N/A
43	Eleele	$536K	49 days	0.5 mo	N/A
44	Hawaiian Paradise Park	$540K	111 days	4.2 mo	+8.0%
45	Mililani Mauka	$548K	112 days	5.0 mo	-5.6%
46	Waipahu	$558K	101 days	2.6 mo	-33.7%
47	Orchidlands Estates	$559K	125 days	17.0 mo	N/A
48	Hawaiian Acres	$562K	92 days	4.5 mo	N/A
49	Waipio Acres	$565K	61 days	4.0 mo	N/A
50	Volcano	$567K	68 days	12.0 mo	N/A
51	Nanakuli	$571K	191 days	3.3 mo	N/A
52	Honomu	$579K	62 days	1.0 mo	N/A
53	Maili	$583K	91 days	6.4 mo	-6.4%
54	Kailua-Kona	$586K	148 days	6.6 mo	-41.1%
55	Pepeekeo	$608K	201 days	3.5 mo	N/A
56	Honolulu	$608K	99 days	6.8 mo	-0.8%
57	Mokuleia	$621K	94 days	9.5 mo	N/A
58	Hanapepe	$638K	121 days	3.0 mo	N/A
59	Makawao	$640K	5 days	10.0 mo	N/A
60	Lihue	$649K	79 days	4.2 mo	N/A
61	Honokaa	$650K	404 days	6.0 mo	N/A
62	Makakilo	$651K	116 days	5.6 mo	-27.6%
63	Hilo	$659K	142 days	5.9 mo	+12.6%
64	Papaikou	$668K	198 days	1.0 mo	N/A
65	East Kapolei	$683K	106 days	3.0 mo	-5.3%
66	Halaula	$690K	21 days	5.0 mo	N/A
67	Mililani Town	$693K	71 days	2.6 mo	+1.9%
68	Lanai City	$700K	291 days	10.0 mo	N/A
69	Kalaeloa	$746K	123 days	2.3 mo	N/A
70	Kekaha	$750K	56 days	3.0 mo	N/A
71	Waiohinu	$750K	497 days	—	N/A
72	Puhi	$755K	85 days	2.5 mo	N/A
73	EWA Beach	$759K	101 days	2.0 mo	+8.4%
74	Captain Cook	$780K	63 days	9.0 mo	N/A
75	Kahuku	$780K	262 days	0.5 mo	N/A
76	Paukaa	$799K	57 days	1.0 mo	N/A
77	Lawai	$800K	160 days	8.0 mo	N/A
78	Kaneohe	$812K	79 days	3.3 mo	-6.7%
79	Waikoloa Village	$815K	114 days	3.9 mo	-22.4%
80	Kapolei	$830K	71 days	2.8 mo	+4.1%
81	EWA Gentry	$835K	84 days	3.4 mo	+14.8%
82	Kihei	$845K	97 days	11.3 mo	+3.5%
83	Kahaluu-Keauhou	$858K	85 days	5.3 mo	+0.2%
84	Waihee-Waiehu	$865K	68 days	1.4 mo	-24.8%
85	West Loch Estate	$881K	97 days	2.0 mo	N/A
86	EWA Villages	$884K	56 days	2.5 mo	N/A
87	Hana	$888K	76 days	6.0 mo	N/A
88	Wahiawa	$892K	88 days	4.3 mo	+6.4%
89	Omao	$900K	138 days	2.0 mo	N/A
90	Kawela Bay	$910K	246 days	7.0 mo	N/A
91	Wailuku	$910K	142 days	5.7 mo	+35.8%
92	Kahului	$920K	111 days	6.1 mo	-13.6%
93	Kaiminani	$953K	110 days	3.2 mo	-36.0%
94	Kalaoa	$953K	110 days	3.3 mo	-36.0%
95	Pearl City	$970K	55 days	3.1 mo	-11.9%
96	Royal Kunia	$999K	75 days	1.3 mo	N/A
97	Kurtistown	$1.01M	435 days	3.0 mo	N/A
98	Kapaa	$1.02M	116 days	9.3 mo	N/A
99	Schofield Barracks	$1.04M	65 days	—	N/A
100	Kealakekua	$1.05M	181 days	1.0 mo	N/A

Affordable Housing in Hawaii

Looking for affordable housing in Hawaii? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Black Sands with a median price of $79K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in Hawaii?

The most affordable cities in Hawaii are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in Hawaii?

Affordable Hawaii cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some Hawaii cities so much cheaper?

Lower home prices in certain Hawaii cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in Hawaii's cheapest cities?

In Hawaii's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in Hawaii a good investment?

Affordable properties can be excellent investments, especially in Hawaii cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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Cheapest Cities in Hawaii

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