Cheapest Cities in Maryland 2026 | Most Affordable Places to Buy

All Affordable Cities in Maryland

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Nikep	$7K	102 days	—	N/A
2	Colony Fairfield	$20K	51 days	—	N/A
3	Mount Savage	$30K	214 days	3.0 mo	N/A
4	McCoole	$40K	34 days	1.0 mo	N/A
5	Shaft	$40K	39 days	—	N/A
6	Galestown	$50K	96 days	1.0 mo	N/A
7	Elliott	$55K	137 days	—	N/A
8	Zihlman	$55K	4 days	—	N/A
9	Westernport	$60K	32 days	2.5 mo	N/A
10	National	$64K	19 days	—	N/A
11	Bowmans Addition	$65K	92 days	3.0 mo	N/A
12	Franklin	$69K	40 days	—	N/A
13	Klondike	$70K	73 days	—	N/A
14	Chase Hill	$70K	105 days	—	N/A
15	Taylors Island	$70K	121 days	—	N/A
16	Vale Summit	$70K	71 days	—	N/A
17	Dargan	$72K	63 days	—	N/A
18	Dawson	$80K	43 days	—	N/A
19	Lothian	$94K	163 days	0.5 mo	N/A
20	Secretary	$94K	179 days	2.0 mo	N/A
21	Lonaconing	$103K	79 days	1.0 mo	N/A
22	Danville	$104K	167 days	—	N/A
23	Oak Valley	$120K	4 days	—	N/A
24	Barrelville	$120K	31 days	—	N/A
25	Silver Hill	$122K	79 days	2.5 mo	N/A
26	Carlos	$125K	286 days	—	N/A
27	Arden Valley	$130K	6 days	1.0 mo	N/A
28	Frostburg	$130K	52 days	8.3 mo	N/A
29	Middleburg	$130K	76 days	—	N/A
30	Potomac Heights	$130K	136 days	3.0 mo	N/A
31	Woodland	$130K	57 days	—	N/A
32	Eckhart Mines	$135K	59 days	1.5 mo	N/A
33	Grahamtown	$135K	18 days	1.0 mo	N/A
34	Clarysville	$138K	35 days	—	N/A
35	Edgemont	$139K	289 days	—	N/A
36	Bier	$140K	130 days	—	N/A
37	Mercersville	$140K	185 days	—	N/A
38	Midlothian	$140K	63 days	1.0 mo	N/A
39	Ocean	$140K	52 days	—	N/A
40	Adelphi	$140K	49 days	3.4 mo	-11.6%
41	Ellerslie	$144K	70 days	2.5 mo	N/A
42	Ernstville	$145K	112 days	—	N/A
43	Clear Spring	$150K	66 days	1.0 mo	N/A
44	Detmold	$153K	22 days	—	N/A
45	Bristol	$156K	5 days	—	N/A
46	Cumberland	$158K	63 days	3.7 mo	+52.2%
47	Barton	$165K	69 days	—	N/A
48	Pleasant Grove	$173K	75 days	0.5 mo	N/A
49	Bowling Green	$180K	57 days	5.0 mo	N/A
50	Gilmore	$180K	133 days	—	N/A
51	Corriganville	$180K	51 days	3.0 mo	N/A
52	Potomac Park	$187K	79 days	1.5 mo	N/A
53	Leitersburg	$190K	2 days	—	N/A
54	Lansdowne	$195K	28 days	0.9 mo	-19.4%
55	Queenstown	$200K	43 days	3.0 mo	N/A
56	Midland	$203K	147 days	3.0 mo	N/A
57	Hancock	$205K	91 days	2.3 mo	N/A
58	Great Mills	$210K	18 days	—	N/A
59	Cresaptown	$216K	39 days	3.0 mo	N/A
60	La Vale	$217K	52 days	3.5 mo	N/A
61	Hereford	$217K	16 days	—	N/A
62	Hanover	$220K	46 days	2.0 mo	N/A
63	Hurlock	$220K	109 days	4.0 mo	N/A
64	Eldorado	$229K	3 days	—	N/A
65	Altoona Beach	$230K	days	—	N/A
66	Church Creek	$232K	385 days	—	N/A
67	Sharpsburg	$235K	233 days	2.0 mo	N/A
68	Smithsburg	$235K	33 days	4.0 mo	N/A
69	Highfield-Cascade	$238K	17 days	1.0 mo	N/A
70	Antietam	$238K	6 days	1.0 mo	N/A
71	Sherwood Forest	$239K	days	—	N/A
72	Brown Station	$240K	days	—	N/A
73	Dundalk	$240K	31 days	1.6 mo	+6.7%
74	Baltimore	$242K	54 days	4.1 mo	+15.4%
75	Brookview	$245K	83 days	1.0 mo	N/A
76	Hagerstown	$245K	57 days	2.6 mo	-9.8%
77	Crumpton	$250K	67 days	—	N/A
78	Leisure World	$250K	50 days	2.7 mo	-12.3%
79	Rossmoor	$250K	49 days	2.8 mo	-12.3%
80	Seat Pleasant	$250K	39 days	2.7 mo	N/A
81	Trego-Rohrersville Station	$250K	35 days	—	N/A
82	Mount Lena	$258K	40 days	1.0 mo	N/A
83	Goddard	$258K	19 days	5.0 mo	N/A
84	Edgewood	$260K	43 days	2.8 mo	+7.0%
85	Middle River	$260K	55 days	2.1 mo	+1.0%
86	Reid	$260K	54 days	—	N/A
87	Upper Falls	$265K	41 days	—	N/A
88	Benedict	$265K	40 days	2.0 mo	N/A
89	Fairview	$265K	79 days	1.0 mo	N/A
90	Moscow	$265K	35 days	—	N/A
91	Union Bridge	$265K	11 days	4.0 mo	N/A
92	New Carrollton	$268K	82 days	1.8 mo	-37.4%
93	Queen Anne	$274K	95 days	0.7 mo	N/A
94	Bakersville	$275K	3 days	—	N/A
95	Freeland	$275K	110 days	—	N/A
96	Milford Mill	$276K	43 days	1.7 mo	-28.3%
97	Essex	$279K	52 days	2.2 mo	+12.2%
98	Baltimore Highlands	$280K	67 days	2.2 mo	N/A
99	Halethorpe	$280K	7 days	—	N/A
100	Little Orleans	$280K	12 days	—	N/A

Affordable Housing in Maryland

Looking for affordable housing in Maryland? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Nikep with a median price of $7K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in Maryland?

The most affordable cities in Maryland are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in Maryland?

Affordable Maryland cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some Maryland cities so much cheaper?

Lower home prices in certain Maryland cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in Maryland's cheapest cities?

In Maryland's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in Maryland a good investment?

Affordable properties can be excellent investments, especially in Maryland cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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