Cheapest Cities in New Jersey 2026 | Most Affordable Places to Buy

All Affordable Cities in New Jersey

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Laurel Lake	$62K	71 days	8.5 mo	N/A
2	Heislerville	$65K	20 days	—	N/A
3	Cedar Glen West	$89K	361 days	4.8 mo	N/A
4	Money Island	$100K	9 days	—	N/A
5	Fort Dix	$101K	65 days	—	N/A
6	Hainesburg	$110K	281 days	—	N/A
7	Dorchester	$115K	68 days	1.0 mo	N/A
8	Port Norris	$120K	37 days	1.5 mo	N/A
9	Port Murray	$125K	114 days	2.0 mo	N/A
10	Crestwood Village	$126K	75 days	3.7 mo	-13.1%
11	Leisure Village	$127K	16 days	11.0 mo	-33.2%
12	Dennisville	$128K	70 days	—	N/A
13	Wrightstown	$130K	208 days	3.0 mo	N/A
14	Cedar Glen Lakes	$135K	197 days	5.7 mo	N/A
15	Mauricetown	$135K	91 days	3.0 mo	N/A
16	Marksboro	$140K	9 days	1.0 mo	N/A
17	Jobstown	$145K	51 days	1.0 mo	N/A
18	Camden	$150K	52 days	3.3 mo	0.0%
19	Mizpah	$155K	51 days	1.0 mo	N/A
20	Port Colden	$166K	102 days	—	N/A
21	Cedarville	$170K	27 days	3.0 mo	N/A
22	Upper Stewartsville	$170K	39 days	—	N/A
23	Pemberton	$188K	24 days	1.3 mo	N/A
24	McKee City	$190K	37 days	41.0 mo	N/A
25	Smithville	$190K	79 days	2.4 mo	-23.8%
26	Newfield	$195K	33 days	8.0 mo	N/A
27	Dividing Creek	$195K	57 days	2.0 mo	N/A
28	Leesburg	$195K	94 days	3.0 mo	N/A
29	Salem	$196K	27 days	3.7 mo	+28.5%
30	South Seaville	$199K	13 days	—	N/A
31	Cumberland-Hesstown	$200K	106 days	1.0 mo	N/A
32	Delaware	$200K	34 days	—	N/A
33	Vernon Center	$200K	51 days	6.0 mo	+1.3%
34	Woodlynne	$209K	37 days	4.5 mo	N/A
35	Clementon	$210K	94 days	11.0 mo	N/A
36	Rutgers University-Busch Campus	$210K	91 days	—	N/A
37	Shiloh	$215K	66 days	1.0 mo	N/A
38	Woodbine	$220K	67 days	1.3 mo	N/A
39	Sheppards Mill	$221K	12 days	—	N/A
40	Gloucester City	$222K	35 days	2.2 mo	+7.0%
41	Bridgeton	$225K	47 days	3.9 mo	N/A
42	Corbin City	$225K	344 days	—	N/A
43	Pleasantville	$225K	73 days	2.5 mo	-2.2%
44	Trenton	$229K	59 days	3.5 mo	-8.4%
45	Port Elizabeth	$238K	347 days	—	N/A
46	Leisure Village West	$240K	70 days	2.2 mo	-6.8%
47	Atlantic City	$241K	123 days	8.2 mo	+10.7%
48	Lindenwold	$243K	38 days	2.7 mo	-18.9%
49	Pennsville	$245K	64 days	3.9 mo	+11.3%
50	Dutch Neck	$245K	95 days	—	N/A
51	Florence	$245K	39 days	4.0 mo	-31.9%
52	Pedricktown	$245K	47 days	4.0 mo	N/A
53	Fairton	$249K	213 days	1.5 mo	N/A
54	Mount Ephraim	$250K	61 days	0.8 mo	-18.4%
55	Carneys Point	$251K	98 days	3.8 mo	+18.1%
56	Lakeside-Beebe Run	$255K	105 days	1.0 mo	N/A
57	Palmyra	$256K	12 days	2.6 mo	-20.2%
58	Newport	$256K	12 days	1.0 mo	N/A
59	Delmont	$257K	16 days	—	N/A
60	Rossmoor	$257K	87 days	2.3 mo	-13.6%
61	West Park	$260K	24 days	1.2 mo	N/A
62	Gouldtown	$260K	39 days	5.0 mo	N/A
63	Pine Hill	$260K	16 days	2.4 mo	+2.0%
64	Sunset Lake	$260K	19 days	1.0 mo	N/A
65	Millville	$262K	44 days	2.2 mo	+27.8%
66	Woodstown	$263K	55 days	5.5 mo	N/A
67	Brooklawn	$264K	16 days	4.0 mo	N/A
68	Asbury	$265K	38 days	—	N/A
69	Ramblewood	$265K	13 days	1.3 mo	N/A
70	Branchville	$268K	51 days	0.5 mo	N/A
71	Fortescue	$270K	95 days	5.0 mo	N/A
72	Somerdale	$270K	29 days	0.8 mo	-26.0%
73	Carlls Corner	$273K	90 days	4.0 mo	N/A
74	Arrowhead Lake	$275K	32 days	—	N/A
75	Collings Lakes	$275K	131 days	0.7 mo	N/A
76	East Rocky Hill	$275K	47 days	1.5 mo	N/A
77	Princeton Meadows	$275K	63 days	4.3 mo	N/A
78	Penns Grove	$278K	126 days	10.5 mo	N/A
79	Franklin	$278K	27 days	1.5 mo	-0.6%
80	Laurel Heights	$279K	21 days	3.0 mo	N/A
81	Leisuretowne	$280K	58 days	2.1 mo	-8.7%
82	Highway-Nella	$280K	11 days	1.0 mo	N/A
83	Pine Ridge at Crestwood	$280K	43 days	3.9 mo	N/A
84	Brookfield	$280K	153 days	1.0 mo	N/A
85	Paulsboro	$282K	59 days	3.8 mo	+56.5%
86	Newtonville	$282K	45 days	1.0 mo	N/A
87	Hancocks Bridge	$282K	days	2.0 mo	N/A
88	Beverly	$285K	26 days	2.6 mo	N/A
89	Burlington	$285K	72 days	2.6 mo	+12.2%
90	Hope	$285K	324 days	—	N/A
91	Mount Royal	$285K	7 days	1.0 mo	N/A
92	Upper Greenwood Lake	$285K	121 days	1.0 mo	N/A
93	Westville	$285K	47 days	1.9 mo	N/A
94	Woodbury	$285K	37 days	1.3 mo	+9.0%
95	Lebanon	$288K	8 days	1.0 mo	-14.2%
96	Silver Ridge	$290K	33 days	2.2 mo	N/A
97	Pemberton Heights	$293K	27 days	1.0 mo	N/A
98	Harrisonville	$293K	7 days	2.0 mo	N/A
99	Echelon	$295K	30 days	3.0 mo	+47.5%
100	Egg Harbor City	$295K	46 days	2.5 mo	N/A

Affordable Housing in New Jersey

Looking for affordable housing in New Jersey? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Laurel Lake with a median price of $62K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in New Jersey?

The most affordable cities in New Jersey are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in New Jersey?

Affordable New Jersey cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some New Jersey cities so much cheaper?

Lower home prices in certain New Jersey cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in New Jersey's cheapest cities?

In New Jersey's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in New Jersey a good investment?

Affordable properties can be excellent investments, especially in New Jersey cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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Cheapest Cities in New Jersey

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