Cheapest Cities in North Carolina 2026 | Most Affordable Places to Buy

All Affordable Cities in North Carolina

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Old Hundred	$4K	433 days	—	N/A
2	Flat Rock	$12K	2 days	4.0 mo	N/A
3	Elrod	$20K	33 days	—	N/A
4	Orrum	$20K	39 days	—	N/A
5	Dobbins Heights	$22K	22 days	—	N/A
6	Aurora	$25K	23 days	3.0 mo	N/A
7	Lucama	$30K	33 days	3.0 mo	N/A
8	Enfield	$33K	177 days	12.0 mo	N/A
9	Henrietta	$35K	11 days	1.0 mo	N/A
10	Ansonville	$40K	4 days	6.0 mo	N/A
11	Garysburg	$45K	31 days	—	N/A
12	Hobucken	$46K	7 days	1.0 mo	N/A
13	East Laurinburg	$50K	528 days	—	N/A
14	Speed	$50K	157 days	—	N/A
15	Lilesville	$53K	68 days	1.0 mo	N/A
16	Badin	$55K	33 days	2.5 mo	N/A
17	Ronda	$58K	3 days	1.0 mo	N/A
18	Seaboard	$59K	8 days	—	N/A
19	South Weldon	$60K	14 days	—	N/A
20	Sunbury	$60K	1 days	1.0 mo	N/A
21	Lasker	$61K	129 days	—	N/A
22	Falkland	$62K	11 days	—	N/A
23	Morven	$62K	10 days	2.0 mo	N/A
24	Bostic	$69K	187 days	1.0 mo	N/A
25	Mesic	$75K	201 days	—	N/A
26	Ramseur	$80K	10 days	7.0 mo	N/A
27	St. Pauls	$80K	24 days	0.7 mo	N/A
28	Robbins	$82K	10 days	2.0 mo	N/A
29	Wakulla	$84K	102 days	—	N/A
30	Maxton	$87K	14 days	1.8 mo	N/A
31	Lowgap	$88K	42 days	—	N/A
32	Norman	$95K	7 days	—	N/A
33	Cameron	$100K	74 days	1.0 mo	N/A
34	Connelly Springs	$100K	144 days	3.5 mo	N/A
35	Gibson	$100K	42 days	1.0 mo	N/A
36	Jackson Springs	$104K	20 days	—	N/A
37	Gulf	$105K	15 days	—	N/A
38	Hamlet	$107K	253 days	10.5 mo	N/A
39	Halifax	$110K	156 days	2.0 mo	N/A
40	Proctorville	$110K	9 days	—	N/A
41	Casar	$113K	30 days	—	N/A
42	Rowland	$115K	195 days	2.0 mo	N/A
43	Scotland Neck	$115K	32 days	3.0 mo	N/A
44	Laurel Hill	$121K	44 days	—	N/A
45	Woodland	$122K	47 days	1.5 mo	N/A
46	East Rockingham	$125K	47 days	3.0 mo	N/A
47	Cove City	$125K	15 days	—	N/A
48	Bayboro	$126K	10 days	1.0 mo	N/A
49	Godwin	$128K	105 days	—	N/A
50	Belhaven	$128K	119 days	6.0 mo	N/A
51	Cordova	$129K	106 days	4.0 mo	N/A
52	Hollister	$129K	13 days	—	N/A
53	Atlantic	$132K	1 days	1.0 mo	N/A
54	Mayodan	$133K	52 days	2.0 mo	N/A
55	Castle Hayne	$134K	48 days	3.0 mo	N/A
56	Kinston	$135K	74 days	4.3 mo	+13.7%
57	Trenton	$135K	51 days	5.0 mo	N/A
58	Altamahaw	$137K	32 days	2.0 mo	N/A
59	Liberty	$137K	28 days	14.0 mo	N/A
60	Emma	$138K	30 days	10.0 mo	N/A
61	McDonald	$138K	394 days	—	N/A
62	McFarlan	$140K	179 days	—	N/A
63	Princeville	$140K	271 days	4.0 mo	N/A
64	Rennert	$140K	7 days	—	N/A
65	Brookford	$142K	79 days	—	N/A
66	Ruffin	$145K	4 days	1.0 mo	N/A
67	Whitakers	$146K	44 days	5.0 mo	N/A
68	Dudley	$149K	123 days	—	N/A
69	Coinjock	$150K	days	1.0 mo	N/A
70	Dellview	$150K	12 days	—	N/A
71	Kittrell	$150K	18 days	1.0 mo	N/A
72	Rockingham	$150K	48 days	3.1 mo	N/A
73	Stovall	$150K	3 days	1.0 mo	N/A
74	Webster	$150K	67 days	—	N/A
75	Pinetown	$151K	18 days	—	N/A
76	Jonesville	$153K	118 days	4.5 mo	N/A
77	Valdese	$153K	162 days	6.0 mo	N/A
78	Hudson	$153K	81 days	3.4 mo	N/A
79	Jackson Heights	$153K	1 days	4.0 mo	N/A
80	Middlesex	$155K	7 days	6.0 mo	N/A
81	Peachland	$155K	342 days	6.0 mo	N/A
82	Madison	$156K	87 days	1.8 mo	N/A
83	Marietta	$156K	8 days	—	N/A
84	Rich Square	$156K	23 days	3.0 mo	N/A
85	Vanceboro	$159K	55 days	2.0 mo	N/A
86	Forest Hills	$159K	86 days	1.0 mo	N/A
87	Rex	$161K	357 days	—	N/A
88	Dundarrach	$162K	43 days	—	N/A
89	Dover	$165K	7 days	—	N/A
90	Gorman	$165K	12 days	1.0 mo	N/A
91	Love Valley	$165K	10 days	1.0 mo	N/A
92	Lumberton	$165K	71 days	3.5 mo	-31.0%
93	Stony Point	$165K	17 days	1.0 mo	N/A
94	White Plains	$165K	132 days	—	N/A
95	Grantsboro	$168K	11 days	—	N/A
96	South Rosemary	$169K	38 days	3.0 mo	N/A
97	Elm City	$169K	24 days	3.3 mo	N/A
98	Gaston	$169K	5 days	—	N/A
99	Eden	$170K	104 days	4.0 mo	+13.3%
100	Moravian Falls	$170K	44 days	1.3 mo	N/A

Affordable Housing in North Carolina

Looking for affordable housing in North Carolina? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Old Hundred with a median price of $4K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in North Carolina?

The most affordable cities in North Carolina are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in North Carolina?

Affordable North Carolina cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some North Carolina cities so much cheaper?

Lower home prices in certain North Carolina cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in North Carolina's cheapest cities?

In North Carolina's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in North Carolina a good investment?

Affordable properties can be excellent investments, especially in North Carolina cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

Find Real Estate Agents

Popular States

Find by Specialty

Real Estate Guides & Resources

Buying

Selling

Agents

Market Tools

Housing Market Intelligence

Market Data

Best Time to Buy

Analysis

Cheapest Cities in North Carolina

Top 10 Most Affordable