Cheapest Cities in Texas 2026 | Most Affordable Places to Buy

All Affordable Cities in Texas

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Charlotte	$16K	8 days	2.0 mo	N/A
2	Thunderbird Bay	$17K	326 days	9.0 mo	N/A
3	Harrold	$20K	30 days	—	N/A
4	Dayton Lakes	$21K	113 days	—	N/A
5	Freer	$23K	8 days	3.0 mo	N/A
6	Falcon Heights	$25K	152 days	—	N/A
7	Fluvanna	$25K	463 days	—	N/A
8	Ricardo	$25K	8 days	4.0 mo	N/A
9	Garceno	$28K	160 days	—	N/A
10	Sweetwater	$28K	38 days	24.5 mo	N/A
11	Cuney	$30K	23 days	—	N/A
12	La Escondida	$30K	18 days	—	N/A
13	Lueders	$32K	58 days	1.0 mo	N/A
14	Oilton	$32K	201 days	—	N/A
15	Owl Ranch	$32K	29 days	—	N/A
16	Smyer	$33K	15 days	—	N/A
17	Bluetown	$35K	8 days	1.0 mo	N/A
18	Hermleigh	$35K	167 days	—	N/A
19	Placedo	$35K	82 days	—	N/A
20	Realitos	$35K	389 days	—	N/A
21	Zephyr	$35K	39 days	1.0 mo	N/A
22	Rose City	$38K	261 days	1.0 mo	N/A
23	Calvert	$38K	48 days	8.0 mo	N/A
24	Big Spring	$39K	26 days	113.0 mo	N/A
25	New Falcon	$40K	26 days	—	N/A
26	McLean	$40K	476 days	6.0 mo	N/A
27	Big Thicket Lake Estates	$40K	44 days	1.0 mo	N/A
28	Snyder	$40K	28 days	36.0 mo	N/A
29	Lott	$45K	153 days	2.5 mo	N/A
30	Sierra Blanca	$45K	12 days	—	N/A
31	Airport Heights	$48K	34 days	—	N/A
32	Skellytown	$48K	359 days	2.0 mo	N/A
33	Villa Verde	$48K	47 days	1.0 mo	N/A
34	Lozano	$50K	142 days	—	N/A
35	Chaparrito	$50K	72 days	1.0 mo	N/A
36	Como	$50K	384 days	4.0 mo	N/A
37	El Quiote	$50K	292 days	—	N/A
38	Hawk Cove	$50K	130 days	1.0 mo	N/A
39	La Puerta	$50K	284 days	—	N/A
40	La Rosita	$50K	179 days	—	N/A
41	Poteet	$50K	274 days	18.0 mo	N/A
42	San Perlita	$50K	1 days	1.0 mo	N/A
43	South La Paloma	$50K	243 days	—	N/A
44	Falconaire	$55K	72 days	—	N/A
45	Knollwood	$55K	42 days	—	N/A
46	Los Ebanos	$55K	231 days	—	N/A
47	Radar Base	$57K	257 days	—	N/A
48	Toco	$57K	111 days	—	N/A
49	O'Donnell	$58K	236 days	2.0 mo	N/A
50	Cuevitas	$58K	65 days	—	N/A
51	Goodlow	$59K	36 days	—	N/A
52	Lefors	$60K	30 days	—	N/A
53	Sebastian	$60K	185 days	—	N/A
54	Lake Bridgeport	$60K	274 days	6.0 mo	N/A
55	Salineño North	$60K	458 days	—	N/A
56	Wilson	$60K	57 days	2.0 mo	N/A
57	Mikes	$61K	163 days	1.0 mo	N/A
58	Benavides	$62K	354 days	—	N/A
59	Kenefick	$62K	27 days	2.0 mo	N/A
60	Crosbyton	$65K	78 days	3.5 mo	N/A
61	Laureles	$65K	144 days	4.0 mo	N/A
62	McKinney Acres	$65K	4 days	1.0 mo	N/A
63	Tuleta	$65K	27 days	—	N/A
64	Jacinto City	$66K	42 days	17.0 mo	N/A
65	Nesbitt	$67K	26 days	1.0 mo	N/A
66	Fort Hancock	$68K	92 days	—	N/A
67	Eugenio Saenz	$69K	21 days	—	N/A
68	Santa Maria	$69K	36 days	—	N/A
69	Christine	$70K	86 days	—	N/A
70	LaCoste	$70K	154 days	2.0 mo	N/A
71	Lyford	$70K	5 days	1.0 mo	N/A
72	Manuel Garcia	$70K	185 days	—	N/A
73	Ranchitos Del Norte	$72K	201 days	—	N/A
74	Linn	$72K	21 days	1.0 mo	N/A
75	Toyah	$75K	98 days	—	N/A
76	Dilley	$75K	203 days	1.0 mo	N/A
77	Iglesia Antigua	$75K	177 days	—	N/A
78	Oyster Creek	$75K	118 days	4.0 mo	N/A
79	El Cenizo	$76K	176 days	1.0 mo	N/A
80	Sundown	$78K	65 days	1.5 mo	N/A
81	West Orange	$79K	122 days	8.5 mo	N/A
82	Sanford	$80K	138 days	—	N/A
83	Ackerly	$80K	135 days	—	N/A
84	Tierra Bonita	$80K	97 days	—	N/A
85	Abram	$80K	16 days	5.0 mo	N/A
86	Sandia	$80K	5 days	1.0 mo	N/A
87	San Ygnacio	$82K	46 days	—	N/A
88	Zarate	$82K	87 days	—	N/A
89	Santel	$83K	163 days	—	N/A
90	Arroyo Colorado Estates	$85K	110 days	—	N/A
91	Alto Bonito Heights	$85K	163 days	—	N/A
92	Bloomington	$85K	96 days	2.0 mo	N/A
93	Elsa	$85K	312 days	17.0 mo	N/A
94	Freeport	$85K	217 days	12.2 mo	N/A
95	Mingus	$85K	69 days	1.0 mo	N/A
96	Lockett	$88K	408 days	—	N/A
97	Anson	$88K	108 days	7.0 mo	N/A
98	Bruni	$90K	14 days	—	N/A
99	Alanreed	$90K	39 days	—	N/A
100	Garciasville	$90K	155 days	—	N/A

Affordable Housing in Texas

Looking for affordable housing in Texas? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Charlotte with a median price of $16K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in Texas?

The most affordable cities in Texas are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in Texas?

Affordable Texas cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some Texas cities so much cheaper?

Lower home prices in certain Texas cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in Texas's cheapest cities?

In Texas's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in Texas a good investment?

Affordable properties can be excellent investments, especially in Texas cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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Cheapest Cities in Texas

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