Everything home inspectors check when evaluating a property
Last Updated: February 2026
Knowing what home inspectors check helps you understand what to expect from this critical step in the home buying process. This comprehensive home inspection checklist covers every system and component that a qualified inspector will evaluate. Whether you're a buyer preparing for your inspection or a seller getting ready to list, this guide shows you exactly what's examined.
A thorough home inspection follows a systematic process, examining everything from the roof to the foundation. Professional inspectors use standardized checklists to ensure nothing is missed. Understanding this checklist helps you follow along during the inspection, ask informed questions, and interpret your inspection report effectively.
The roof is one of the most expensive systems to replace, making it a focal point of any inspection. Inspectors evaluate both the exterior roofing materials and the attic space below.
Exterior Roof Components
Roofing material condition: Checking shingles, tiles, or metal panels for damage, wear, curling, or missing pieces
Roof age: Estimating remaining lifespan based on material type and condition
Flashing: Examining metal pieces around chimneys, vents, skylights, and valleys for proper sealing
Gutters and downspouts: Checking attachment, slope, condition, and proper drainage away from foundation
Fascia and soffits: Looking for rot, damage, or pest entry points
Chimney: Examining cap, flashing, and visible structure (detailed inspection separate)
Roof penetrations: Checking seals around vents, pipes, and skylights
Debris and moss: Noting any buildup that could trap moisture
Attic Inspection
Access: Noting ease of entry and any obstructions
Insulation: Type, depth, condition, and coverage
Ventilation: Adequate intake and exhaust to prevent moisture and heat buildup
Roof decking: Looking for water stains, rot, or daylight visible through boards
Rafters and trusses: Checking for structural integrity, modifications, or damage
Signs of leaks: Water stains, mold, or damaged materials
Pest evidence: Droppings, nests, or damage from animals or insects
Electrical and HVAC: Any systems running through the attic
Red flag: Multiple layers of roofing, sagging roof lines, or extensive water staining in the attic indicate significant issues that may require expensive repairs.
Foundation and Structural Inspection Checklist
The foundation supports everything above it. Structural problems are among the most expensive to repair, so inspectors examine these areas carefully.
Foundation Components
Foundation type: Identifying slab, crawl space, basement, or pier and beam
Visible cracks: Documenting size, pattern, and location of any cracks
Settlement signs: Uneven floors, sticking doors, or wall cracks
Water intrusion: Stains, efflorescence (white mineral deposits), or active moisture
Drainage: Proper grading away from the foundation
Foundation walls: Bowing, leaning, or horizontal cracks (serious concern)
Anchor bolts: Proper attachment of framing to foundation
Structural Framing
Floor joists: Size, spacing, and condition; looking for sagging or damage
Support beams: Adequate support and condition
Posts and columns: Proper bearing and connection
Wall framing: Where visible, checking for modifications or damage
Ceiling joists: Proper support and condition
Signs of rot: Especially at areas exposed to moisture
Pest damage: Termite tubes, carpenter ant damage, or other wood-destroying insects
Basement/Crawl Space
Moisture levels: Standing water, dampness, or humidity
Vapor barriers: Presence and condition in crawl spaces
Sump pump: Presence and function if applicable
Floor drains: Condition and function
Mold or mildew: Visual signs (detailed testing separate)
Ventilation: Adequate airflow to prevent moisture problems
Inspectors examine crawl spaces for moisture, structural issues, and proper ventilation
Electrical System Inspection Checklist
The electrical system is both a safety concern and an expensive upgrade if problems exist. Inspectors evaluate the entire system from the service entrance to individual outlets.
Service Entrance and Panel
Service size: Amperage (typically 100, 150, or 200 amps for modern homes)
Panel type and condition: Noting any recalled or problematic brands (Federal Pacific, Zinsco)
Breaker function: Testing that breakers trip and reset properly
Labeling: Clear identification of circuits
Double-tapped breakers: Two wires on a single-pole breaker (safety issue)
Proper sizing: Wires matched to breaker capacity
Grounding and bonding: Proper connection to ground
Clearance: Required working space around panel
Wiring
Wiring type: Copper, aluminum, or older knob-and-tube
Wire runs: Checking for amateur or unsafe installations
Splices: Properly made and contained in junction boxes
Outlets and Switches
GFCI protection: Required in kitchens, bathrooms, garages, outdoors, and near water
AFCI protection: Required in bedrooms and living areas (newer construction)
Grounding: Testing outlets for proper three-prong grounding
Reversed polarity: Hot and neutral wires correctly connected
Open grounds: Three-prong outlets without actual ground connection
Function: Testing representative outlets and switches
Cover plates: Missing or damaged plates (safety and cosmetic)
Lighting and Fixtures
Function: Testing light fixtures and ceiling fans
Fixture security: Properly mounted and supported
Bathroom exhaust fans: Function and venting to exterior
Smoke detectors: Presence, location, and function
Carbon monoxide detectors: Required near sleeping areas and fuel-burning appliances
Plumbing System Inspection Checklist
The plumbing system includes water supply, drain/waste/vent, and water heating. Water damage is one of the most common insurance claims, making this a critical inspection area.
Water Supply
Main shut-off: Location, accessibility, and function
Pipe material: Copper, PEX, CPVC, galvanized, or polybutylene
Pipe condition: Looking for corrosion, leaks, or improper connections
Water pressure: Testing at multiple fixtures
Individual shut-offs: Valves at sinks, toilets, and appliances
Water source: Municipal or well (well testing separate)
Drain, Waste, and Vent (DWV)
Drain function: Testing all sinks, tubs, and showers for proper drainage
Pipe material: PVC, ABS, cast iron, or older materials
Signs of leaks: Water stains, moisture, or active drips
P-traps: Present and properly configured at all fixtures
Vent pipes: Proper termination through roof
Cleanouts: Accessible for maintenance
Main drain condition: (sewer scope inspection recommended for detailed evaluation)
Water Heater
Age: Typically 10-15 year lifespan for tank heaters
Type: Tank, tankless, gas, or electric
Capacity: Adequate for home size
Temperature setting: Recommended 120°F to prevent scalding
Pressure relief valve: Present and properly piped to drain
Venting: Proper draft and termination (gas units)
Drip pan: Present under tank if located in living space
Sediment: Signs of buildup affecting efficiency
Fixtures
Faucets: Function, leaks, and water flow
Toilets: Flush, fill, and base seal
Showers and tubs: Function, caulking, and tile condition
Sinks: Drain stoppers, sprayers, and cabinet condition below
Dishwasher: Connection, drain, and air gap if present
Washing machine hookups: Valves and drain
HVAC System Inspection Checklist
The heating, ventilation, and air conditioning systems control comfort and are expensive to replace. Inspectors evaluate operation, age, and safety.
Heating System
System type: Furnace, boiler, heat pump, or other
Fuel source: Gas, electric, oil, or propane
Age: Date of manufacture (15-25 year typical lifespan)
Operation: Testing heating function
Heat exchanger: Visual inspection for cracks (serious safety concern)
Venting: Proper exhaust of combustion gases
Gas connections: Proper connections and shut-off valve
Filter: Condition and accessibility
Blower: Function and condition
Cooling System
System type: Central AC, heat pump, or other
Age: Date of manufacture (10-15 year typical lifespan)
Operation: Testing cooling function (weather permitting)
Temperature differential: Measuring air temperature at supply and return
Condenser unit: Condition, clearance, and level
Refrigerant lines: Insulation and condition
Condensate drain: Proper drainage
Evaporator coil: Access and cleanliness if visible
Distribution System
Ductwork: Material, condition, and connections
Duct insulation: Presence and condition in unconditioned spaces
Registers and returns: Adequate number and placement
Airflow: Testing at registers throughout the home
Duct sealing: Looking for disconnected or leaking joints
Ventilation
Bathroom exhaust fans: Function and exterior venting
Kitchen exhaust: Range hood function and venting
Dryer vent: Proper material and exterior termination
Fresh air intake: If present in HVAC system
Whole-house ventilation: ERV or HRV if present
Exterior Inspection Checklist
The exterior protects the home from weather and pests. Inspectors walk the entire perimeter examining multiple systems.
Siding and Exterior Walls
Siding material: Vinyl, wood, fiber cement, brick, stucco, or other
Condition: Damage, rot, cracks, or missing pieces
Paint condition: Peeling, blistering, or needed repainting
Caulking: Around windows, doors, and penetrations
Trim: Condition of fascia, soffits, and decorative elements
Clearance: Proper distance between siding and ground
Windows and Doors
Operation: Opening, closing, and locking
Seals: Weather stripping and caulking condition
Glass: Cracks, fogging (failed seals), or damage
Screens: Presence and condition
Flashing: Proper installation to prevent water intrusion
Security: Deadbolts and locks function
Grading and Drainage
Ground slope: Grading away from foundation (6 inches drop in first 10 feet)
Downspout extensions: Directing water away from foundation
Window wells: Drainage and condition
Drainage systems: French drains or swales if present
Standing water areas: Low spots that hold water
Driveways and Walkways
Surface condition: Cracks, heaving, or settlement
Trip hazards: Uneven surfaces or raised sections
Drainage: Proper slope away from structures
Retaining walls: Condition and stability
Decks and Porches
Structural condition: Posts, beams, joists, and decking
Ledger board: Attachment to house and flashing
Railings: Height, spacing, and stability
Stairs: Rise, run, and handrail
Fasteners: Looking for corrosion or improper hardware
Wood condition: Rot, insect damage, or weathering
Interior Inspection Checklist
The interior inspection covers walls, ceilings, floors, and built-in features throughout the living spaces.
Walls and Ceilings
Surface condition: Cracks, stains, or damage
Water stains: Evidence of past or current leaks
Nail pops: Fasteners pushing through drywall
Texture consistency: Patched areas that may indicate repairs
Plumb and level: Walls straight and corners square
Crown molding and trim: Condition and gaps
Floors
Level: Checking for slopes or unevenness
Squeaks: Noting excessive floor noise
Material condition: Hardwood, tile, carpet, or vinyl
Tile grout: Missing, cracked, or deteriorated
Transitions: Between different floor materials
Subfloor: Soft spots or water damage
Stairs and Railings
Railing stability: Secure attachment and height
Baluster spacing: No more than 4 inches (child safety)
Tread and riser consistency: Uniform dimensions
Handrail: Graspable and continuous
Headroom: Adequate clearance above stairs
Kitchen
Countertops: Condition and sealing
Cabinets: Function, condition, and hardware
Appliances: Operation of built-in units
Ventilation: Range hood exhaust
GFCI outlets: Required within 6 feet of sink
Plumbing: Sink, faucet, and disposal
Bathrooms
Ventilation: Exhaust fan presence and function
Caulking: Around tubs, showers, and toilets
Tile condition: Loose, cracked, or missing grout
Fixtures: Sinks, toilets, and tub/shower
GFCI protection: Required for all outlets
Water damage: Floor softness, discoloration, or mold
Garage Inspection Checklist
Floor condition: Cracks, settling, or slope to drain
Fire separation: Fire-rated wall and self-closing door to house
Door operation: Manual and automatic opener function
Auto-reverse: Testing safety sensors and auto-stop
Vehicle door seal: Weather stripping at bottom
Electrical: Outlets, lighting, and GFCI if required
Ventilation: If containing water heater or furnace
Inspectors test permanently installed appliances for basic function. Note that appliance lifespans vary and failures may occur even after passing inspection.
Refrigerator: Cooling and ice maker (if built-in)
Dishwasher: Run through cycle, check for leaks
Range/Oven: Burners, oven, and broiler function
Microwave: If built-in or over-range
Garbage disposal: Operation and leaks
Range hood: Fan and lighting
Washer/dryer: Hookups and connections (units may not be tested)
What Home Inspectors Do NOT Check
Understanding the limitations of home inspections is just as important as knowing what's covered. Standard inspections exclude:
Areas Not Inspected
Concealed spaces: Behind walls, under floors, or above ceilings
Inaccessible areas: Blocked by stored items or safety hazards
Underground utilities: Buried pipes, tanks, or cables
Locked rooms: Areas the inspector cannot access
Specialty Inspections Required
Termites and pests: Requires licensed pest inspector