in Cambria, IL • 2026 Buying Guide
Best Month
December
$90K
Avoid
July
$240K
Potential Savings
$150K
62.4% difference
Market Type
Buyer's
8.0 mo. supply
Buyer's markets are ideal for building your portfolio. Negotiate aggressively, look for distressed or estate sales, and consider properties that need work. Multi-unit properties offer better cash flow and economies of scale.
Median Sale Price
$214K
N/A YoY
Days on Market
240
median days
Inventory
8
active listings
Sale-to-List Ratio
95.1%
room to negotiate
Jan
$147K
Feb
$145K
Mar
$173K
Apr
$156K
May
$112K
Jun
$164K
Jul
$240K
PeakAug
$152K
Sep
$127K
Oct
$108K
Nov
$151K
Dec
$90K
BestBased on historical sales data in Cambria
Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
Pro Tip: With Cambria's median price at $214K, a 20% down payment would be approximately $43K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Cambria's housing market, December is typically the best time to buy a investment property. During this month, prices average around $90K, which is 62.4% lower than peak prices in July. Investment property timing is about numbers, not emotions. Off-season purchases (fall/winter) often yield better cap rates because you're competing against fewer primary residence buyers. However, also consider tenant move-in timing - summer moves are easier for families.
The current median home price in Cambria is $214K. Investment Property prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Yes, Cambria is currently a buyer's market with 8.0 months of inventory. Buyer's markets are ideal for building your portfolio. Negotiate aggressively, look for distressed or estate sales, and consider properties that need work. Multi-unit properties offer better cash flow and economies of scale.
Key considerations for buying a investment property in Cambria include: Calculate cap rate, cash-on-cash return, and cash flow; Factor in realistic vacancy rates (typically 5-8%); Budget for property management (10% of rent) even if self-managing. Also watch for red flags like Seller won't provide actual expense records and Deferred maintenance that will need immediate attention.
Homes in Cambria currently spend an average of 240 days on market. This suggests a slower market where you have more time to negotiate.
Investment properties require 15-25% down typically Interest rates are 0.5-1% higher than primary residence With Cambria's median price of $214K, you'll want to get pre-approved early to understand your budget.
December is the current seasonal value signal for investment properties in Cambria, but the least competitive month can shift with mortgage rates, new listings, and local inventory. Track days on market and price cuts before making an offer.
A lower offer may make sense when the property has been listed longer than the local average of 240 days, has visible repair needs, or recently had a price reduction. In faster markets, strengthen the offer with clean terms rather than relying only on price.
Looking for the best time to buy a investment property in Cambria? Our analysis shows that December typically offers the best prices, with homes averaging around $90K. Buying during this time could save you up to $150K compared to peak months like July.
With a median price of $214K and homes spending an average of 240 days on market, Cambria is currently a buyer's market. There's currently 8.0 months of inventory available.
Investment property returns come from both cash flow and appreciation. In high-growth markets, prioritize appreciation; in stable markets, focus on cash flow. The best investments often offer both.
Working with a local real estate agent who knows Cambria can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in investment properties.