in Cambria, IL • 2026 Buying Guide
Best Month
December
$90K
Avoid
July
$240K
Potential Savings
$150K
62.4% difference
Market Type
Buyer's
8.0 mo. supply
With more homes available, take your time. Focus on neighborhoods you truly want, get thorough inspections, and negotiate repairs or credits. Consider homes that need cosmetic updates - they're often overlooked and offer better value.
Median Sale Price
$214K
N/A YoY
Days on Market
240
median days
Inventory
8
active listings
Sale-to-List Ratio
95.1%
room to negotiate
Jan
$147K
Feb
$145K
Mar
$173K
Apr
$156K
May
$112K
Jun
$164K
Jul
$240K
PeakAug
$152K
Sep
$127K
Oct
$108K
Nov
$151K
Dec
$90K
BestBased on historical sales data in Cambria
The traditional real estate cycle applies most strongly to single-family homes. Families want to move during summer, so they list and buy in spring. Winter buyers face less competition but fewer choices, while spring brings more inventory but more buyers.
Pro Tip: With Cambria's median price at $214K, a 20% down payment would be approximately $43K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Cambria's housing market, December is typically the best time to buy a single-family home. During this month, prices average around $90K, which is 62.4% lower than peak prices in July. The traditional real estate cycle applies most strongly to single-family homes. Families want to move during summer, so they list and buy in spring. Winter buyers face less competition but fewer choices, while spring brings more inventory but more buyers.
The current median home price in Cambria is $214K. Single-Family Home prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Single-family homes historically offer the strongest appreciation, especially in growing areas with good schools. Land value appreciates; the structure depreciates over time.
Yes, Cambria is currently a buyer's market with 8.0 months of inventory. With more homes available, take your time. Focus on neighborhoods you truly want, get thorough inspections, and negotiate repairs or credits. Consider homes that need cosmetic updates - they're often overlooked and offer better value.
Key considerations for buying a single-family home in Cambria include: School district quality (even if you don't have kids - affects resale); Age and condition of major systems (roof, HVAC, water heater); Lot size, orientation, and outdoor space usability. Also watch for red flags like Foundation cracks or uneven floors and Evidence of water in basement or crawlspace.
Homes in Cambria currently spend an average of 240 days on market. This suggests a slower market where you have more time to negotiate.
Most financing options available - shop multiple lenders Consider 15-year vs 30-year for significant interest savings With Cambria's median price of $214K, you'll want to get pre-approved early to understand your budget.
December is the current seasonal value signal for single-family homes in Cambria, but the least competitive month can shift with mortgage rates, new listings, and local inventory. Track days on market and price cuts before making an offer.
A lower offer may make sense when the property has been listed longer than the local average of 240 days, has visible repair needs, or recently had a price reduction. In faster markets, strengthen the offer with clean terms rather than relying only on price.
Looking for the best time to buy a single-family home in Cambria? Our analysis shows that December typically offers the best prices, with homes averaging around $90K. Buying during this time could save you up to $150K compared to peak months like July.
With a median price of $214K and homes spending an average of 240 days on market, Cambria is currently a buyer's market. There's currently 8.0 months of inventory available.
Single-family homes historically offer the strongest appreciation, especially in growing areas with good schools. Land value appreciates; the structure depreciates over time.
Working with a local real estate agent who knows Cambria can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in single-family homes.