in Lummi Island, WA • 2026 Buying Guide
Best Month
December
$344K
Avoid
October
$721K
Potential Savings
$377K
52.3% difference
Market Type
Balanced
3.5 mo. supply
Highlight your townhouse's advantages over condos (more space, private entrance) and its affordability compared to single-family homes. End units and those with garages command premium pricing.
Median Sale Price
$328K
N/A YoY
Days on Market
155
median days
Inventory
7
active listings
Sale-to-List Ratio
100.7%
selling above ask
Jan
$450K
Feb
$452K
Mar
$532K
Apr
$625K
May
$519K
Jun
$595K
Jul
$576K
Aug
$445K
Sep
$451K
Oct
$721K
PeakNov
$530K
Dec
$344K
BestBased on historical sales data in Lummi Island
Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
Pro Tip: With Lummi Island's median price at $328K, a 20% down payment would be approximately $66K. Get pre-approved early to know exactly what you can afford.
Based on our analysis of Lummi Island's housing market, December is typically the best time to buy a townhouse. During this month, prices average around $344K, which is 52.3% lower than peak prices in October. Townhouses attract first-time buyers and downsizers, making timing more predictable. Winter offers the best deals as families are less active, but early spring (before the rush) can offer good inventory before competition heats up.
The current median home price in Lummi Island is $328K. Townhouse prices vary based on location, size, and condition. Year-over-year, prices have changed N/A. Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Lummi Island has a balanced market. This means you have reasonable options without extreme competition. Take time to find the right townhouse but be prepared to move when you find it.
Key considerations for buying a townhouse in Lummi Island include: End unit vs. interior - affects noise, natural light, and resale value; Understand exactly what the HOA maintains (often exterior only); Check shared wall sound insulation quality. Also watch for red flags like Shared driveways or parking issues and Evidence of water intrusion on shared walls.
Homes in Lummi Island currently spend an average of 155 days on market. This suggests a slower market where you have more time to negotiate.
Most townhouses qualify for conventional, FHA, and VA loans Some lenders classify townhouses as condos - verify with your lender With Lummi Island's median price of $328K, you'll want to get pre-approved early to understand your budget.
Looking for the best time to buy a townhouse in Lummi Island? Our analysis shows that December typically offers the best prices, with homes averaging around $344K. Buying during this time could save you up to $377K compared to peak months like October.
With a median price of $328K and homes spending an average of 155 days on market, Lummi Island is currently a balanced market. There's currently 3.5 months of inventory available.
Townhouses often appreciate similarly to single-family homes in the same area while requiring less maintenance. End units and those with garages typically appreciate faster.
Working with a local real estate agent who knows Lummi Island can help you understand neighborhood dynamics, identify the best opportunities, and negotiate effectively in this market.
Connect with local agents who specialize in townhouses.