Cheapest Cities in Massachusetts 2026 | Most Affordable Places to Buy

All Affordable Cities in Massachusetts

#	City	Median Price	Days on Market	Months Supply	YoY Change
1	Cummington	$80K	53 days	—	N/A
2	Cedar Hill	$82K	65 days	—	N/A
3	Peru	$105K	17 days	0.5 mo	N/A
4	Heath	$117K	33 days	—	N/A
5	Plainfield	$140K	157 days	—	N/A
6	East Longmeadow	$160K	189 days	—	N/A
7	Wendell	$165K	17 days	—	N/A
8	Hinsdale	$168K	53 days	0.5 mo	N/A
9	Monroe	$183K	90 days	—	N/A
10	Lenox Dale	$185K	19 days	2.0 mo	N/A
11	Russell	$212K	34 days	—	N/A
12	North Adams	$215K	51 days	2.6 mo	-10.0%
13	Adams	$225K	58 days	3.0 mo	N/A
14	East Brookfield	$242K	65 days	0.5 mo	N/A
15	Colrain	$248K	33 days	—	N/A
16	Huntington	$250K	73 days	3.0 mo	N/A
17	Warren	$250K	44 days	1.0 mo	N/A
18	South Ashburnham	$265K	25 days	0.5 mo	N/A
19	Worthington	$265K	467 days	—	N/A
20	Brookfield	$270K	22 days	1.0 mo	N/A
21	Dalton	$270K	23 days	1.2 mo	N/A
22	Otis	$278K	45 days	5.0 mo	N/A
23	Granby	$283K	27 days	1.0 mo	N/A
24	Glen Mills	$283K	56 days	—	N/A
25	Palmer Town	$288K	34 days	1.5 mo	-8.6%
26	Palmer	$288K	34 days	1.5 mo	-8.6%
27	Chester	$291K	43 days	1.0 mo	N/A
28	Oxford	$294K	16 days	0.5 mo	N/A
29	Cheshire	$295K	49 days	4.0 mo	N/A
30	Chesterfield	$300K	193 days	3.0 mo	N/A
31	Williamsburg	$300K	19 days	—	N/A
32	Springfield	$301K	31 days	1.8 mo	+0.5%
33	Chicopee	$308K	20 days	1.0 mo	+4.2%
34	Greenfield Town	$308K	21 days	1.4 mo	+7.0%
35	Greenfield	$308K	21 days	1.4 mo	-7.8%
36	Holyoke	$308K	45 days	2.0 mo	+14.3%
37	Lanesborough	$310K	5 days	3.0 mo	N/A
38	Swampscott	$319K	62 days	—	N/A
39	Florida	$323K	33 days	—	N/A
40	Pittsfield	$324K	49 days	1.8 mo	+20.0%
41	South Amherst	$325K	49 days	0.7 mo	N/A
42	Brimfield	$335K	84 days	2.3 mo	N/A
43	Millers Falls	$339K	24 days	1.0 mo	N/A
44	Orange	$347K	10 days	2.0 mo	N/A
45	Sheffield	$350K	85 days	2.7 mo	N/A
46	Montague	$352K	20 days	0.5 mo	N/A
47	Silver Lake	$352K	72 days	—	N/A
48	Agawam Town	$353K	24 days	1.0 mo	+6.5%
49	Agawam	$353K	24 days	1.0 mo	+5.9%
50	Baldwinville	$353K	23 days	1.5 mo	N/A
51	Leicester	$360K	34 days	2.0 mo	-17.2%
52	Ocean Grove	$361K	21 days	0.3 mo	N/A
53	West Warren	$362K	35 days	1.0 mo	N/A
54	Blandford	$365K	92 days	1.0 mo	N/A
55	West Springfield Town	$365K	31 days	1.0 mo	+13.9%
56	Sandwich	$367K	95 days	3.0 mo	N/A
57	Washington	$367K	40 days	2.0 mo	N/A
58	Ware	$370K	50 days	1.3 mo	N/A
59	North Plymouth	$370K	60 days	12.0 mo	N/A
60	Belchertown	$375K	59 days	3.0 mo	N/A
61	Athol	$375K	26 days	1.6 mo	+12.6%
62	Hancock	$375K	118 days	2.0 mo	N/A
63	Turners Falls	$379K	21 days	1.0 mo	N/A
64	Ludlow	$383K	51 days	1.0 mo	N/A
65	Shutesbury	$383K	63 days	—	N/A
66	North Westport	$385K	110 days	2.5 mo	N/A
67	Tolland	$390K	19 days	1.0 mo	N/A
68	Hawley	$395K	46 days	—	N/A
69	Leominster	$398K	27 days	0.7 mo	-3.0%
70	Granville	$399K	52 days	—	N/A
71	Mansfield Center	$400K	28 days	2.5 mo	N/A
72	Ashburnham	$400K	33 days	1.2 mo	N/A
73	Barre	$400K	106 days	1.0 mo	N/A
74	Bellingham	$400K	13 days	1.0 mo	N/A
75	Clarksburg	$400K	260 days	—	N/A
76	Holland	$400K	39 days	2.0 mo	N/A
77	Millville	$400K	31 days	0.8 mo	N/A
78	Westfield	$405K	26 days	1.3 mo	+11.3%
79	Charlemont	$410K	27 days	1.0 mo	N/A
80	Dudley	$410K	61 days	1.0 mo	-4.7%
81	Erving	$410K	34 days	—	N/A
82	Hubbardston	$410K	97 days	3.0 mo	N/A
83	North Chelmsford	$415K	69 days	0.5 mo	N/A
84	Fitchburg	$418K	29 days	1.8 mo	+0.8%
85	Devens	$420K	83 days	—	N/A
86	Westport	$420K	75 days	3.8 mo	N/A
87	Lunenburg	$421K	36 days	1.0 mo	-23.3%
88	Middlefield	$421K	29 days	—	N/A
89	Winchendon	$422K	65 days	2.5 mo	N/A
90	Wilbraham	$424K	34 days	1.5 mo	N/A
91	New Salem	$425K	92 days	1.0 mo	N/A
92	North Brookfield	$425K	37 days	2.0 mo	N/A
93	Bernardston	$428K	15 days	—	N/A
94	Bondsville	$428K	53 days	0.7 mo	N/A
95	Clinton	$428K	35 days	0.3 mo	N/A
96	Gardner	$428K	24 days	1.8 mo	+22.3%
97	Shirley, Ma	$430K	32 days	2.7 mo	N/A
98	Monson Center	$433K	73 days	1.5 mo	N/A
99	Lee	$434K	315 days	1.5 mo	N/A
100	Oakham	$435K	38 days	0.7 mo	N/A

Affordable Housing in Massachusetts

Looking for affordable housing in Massachusetts? We've ranked 100 cities by median home price to help you find budget-friendly options. The most affordable city is Cummington with a median price of $80K.

Tips for Finding Affordable Homes

Look at smaller cities: Often have lower prices than metro areas
Consider commute times: Suburbs may offer better value
Check market trends: Some affordable areas are appreciating quickly
Work with a local agent: They know hidden gems and upcoming areas

Frequently Asked Questions

What are the cheapest cities to buy a house in Massachusetts?

The most affordable cities in Massachusetts are listed above, ranked by median home price. These markets offer entry points significantly below the state average, making homeownership accessible for first-time buyers, investors, and those relocating on a budget.

Is it worth buying a cheap house in Massachusetts?

Affordable Massachusetts cities can offer excellent value, especially for long-term residents and investors. Key factors to evaluate include local job market strength, school quality, crime rates, and future development plans. A local agent can help you distinguish between genuine value and areas with underlying issues.

Why are some Massachusetts cities so much cheaper?

Lower home prices in certain Massachusetts cities reflect factors like smaller population size, distance from major metro areas, limited amenities, or economic transitions. However, many affordable cities offer strong quality of life, growing economies, and appreciation potential that makes them smart buying opportunities.

What salary do I need to buy a house in Massachusetts's cheapest cities?

In Massachusetts's most affordable markets, a household income of $40,000-$60,000 may be sufficient to qualify for a mortgage, depending on the specific price point and current interest rates. Use the 28% rule: your monthly housing payment shouldn't exceed 28% of gross monthly income. A local agent and lender can pre-qualify you.

Are cheap houses in Massachusetts a good investment?

Affordable properties can be excellent investments, especially in Massachusetts cities with growing populations and economies. Look for markets with rising employment, infrastructure investment, and limited new housing supply. These factors often precede price appreciation, turning today's affordable market into tomorrow's growing one.

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Cheapest Cities in Massachusetts

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